First let my preface this by saving that I am by no means a “money expert.” Far from it, actually. I am still building my nest egg and working hard everyday to make a viable living for myself and my family. It’s not easy and it’s been quite a journey and a learning process.
On this journey of bettering my life and my finances, I stumbled across a few resources that helped me and I am here to share those resources with you.
First, I needed help with my credit. Shamefully, I admit that I was in the low 500’s in 2016 and now I’m in the mid 600’s. Not exactly where I want to be but much better then I was before. Part of the reason my credit score was so bad was because I had outdated debt lingering on and because I needed more positive credit history.
After joining a financial and savings centered group online, I discovered a service called Self Lender. This service has been a lifesaver in restoring my credit and helping me build positive credit history, which a main culprit in low scores. Through Self Lender alone my scores has jumped 82 points in the last year plus while enrolled I saved $550, money that I received after my 12 month saving program was done.
You might be wondering what is this Self Lender program. Well in a nutshell, Self Lender is a basic saving program that helps you responsibly build credit. Through their credit builders program they can help you establish credit history and save money in a safe, responsible way via a certificate of deposit (CD) as the CD is FDIC insured.
To pay your bill they do accept monthly payments as low as $25 and as high as $150 via. I almost always opt to start small and what you can seal. 😍💜⭐️